Can private sector insurers compete with government insurance in health care “reform”?

Question by Jimmbbo: Can private sector insurers compete with government insurance in health care “reform”?
0bama says the government won’t compete with private insurers, and that you will be able to keep your insurance if you are happy with it? What, if any, flaws are in that position?

Best answer:

Answer by subwm4bush
Yes, you have the option of keeping private insurance.

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6 thoughts on “Can private sector insurers compete with government insurance in health care “reform”?”

  1. Let’s hope not. Once we clear out the private sector, we can have single-payer health care like they do in the civilized countries.

  2. So let me get this straight. On the one hand, government can’t do anything right and everything the government runs is a disaster. On the other hand, government-run health insurance will be so attractive that it will put private insurers out of business.

    These two positions are irreconcilable. Pick one and stick with it please.

  3. No. Medicare sets the agenda for all insurance payments. If Medicare doesn’t pay for it then most insurance companies do not or the co pay is very high.

    The government sets the agenda!

  4. Compete, yes. Most countries with publicly funded insurance also have some private insurance companies running either alongside those plans, or to supplement the public insurance plans.

    Will their profits be as high as they are now? Undeteremined. And that’s what they’re not willing to risk.

  5. If the coverage that the private insurers offer is truly superior to the public plan, they should have nothing to worry about.

    We keep hearing of long lines, waiting lists, and bureaucratic meddling between doctors and patients under public health plans…if all of that turns out to be true, then people will gladly stay with their private policies, as the service will be superior to the alternative.

    If government insurance turns out to be more cost effective and comparable in quality to private insurance, then the private insurers will indeed have something to worry about, and rightly so.

  6. The main flaw is that it’s a load of crap. A national health plan is paid for with tax money, which means they will be taking out more taxes which means you will have less to live on. That means that some people won’t have enough left to meet expenses and also pay for private insurance, and that will decrease the number of people in the group insurance plans, which will raise the premiums for those left in the group, which means more of them will have to drop out and opt for the public plan, driving the premiums even higher until most have NO CHOICE but to go with the public plan. Of course some people – like Obama and the members of the Democratic Congress – would have no trouble paying those higher premiums. But what about that old lady in her 80s, who’s barely hanging on now? Sure, she’ll have free health care – as long as she doesn’t need one of those “unnecessary” tests Obama wants to cut out to save that $ 313 billion – but how does she pay her bills with an even smaller Social Security check? They tax Social Security, you know. Instead of deciding whether to eat or buy medicine, she’ll have to decide whether to eat or pay the power and water. Not to mention the rent. So she goes on welfare, along with most of the rest of the elderly, and there go your taxes again! Doesn’t sound like much of a “choice” to me.

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